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Related documents

Framework Document
(02/12/2008)
framework document more...

Guide to How We Regulate
(17/11/2008)
Guide to how we regulate page more...

Guide to Inspection
(27/03/2008)
Guide to inspection more...

Your interests

Lenders

This section is designed to provide a short guide to those aspects of our work which we think will be of interest to lending institutions.

You can use the search facility or the left hand menu to find other elements which are not listed here. If you would like us to include other information in this section or elsewhere in our website please contact us.

Regulatory assessment

Following the principles of proportionality, we no longer inspect all Registered Social Landlords (RSLs – see glossary) on a cyclical basis.

We undertake an annual desktop risk assessment of every RSL. We take decisions about how to engage with each RSL based on that assessment.

We publish the decisions emerging from that process. Our Guide to How We Regulate explains our principles and approach. We will categorise our regulatory engagement with each organisation in one of three categories - low, medium or high.

Each RSL categorised as medium or high engagement will receive a Regulatory Plan explaining our decision and explaining how we will engage with them. These plans will be published here.

Information requirements

RSLs provide us with annual information including a range of statistical, performance and financial data, along with future projections concerning finance and housing quality. This data helps inform our risk assessments.

You can see details of the information we collect here.

Accounts

We make the annual accounts of RSLs available, through the RSL register.

To see the accounts information please select the name of an organisation accessible via the A-Z or search facilities.

We publish a Financial Digest which draws on our analysis of the accounts of RSLs along with other financial information supplied by RSLs.

Statistics

We publish statistics based on the information we collect. You can see the range of published tables containing information about stock, rents and service performance here.

If the information you require is not shown here and you wish to make a specific information request, please email us.

Analysis

We publish our analysis of the information received in different formats. For example the Financial Digest includes an analysis of the annual accounts of RSLs.

We publish an index comparing the operating costs of RSLs. The index from previous years is available to view.

We also publish contextual and performance information in the Review of Scottish Registered Social Landlords.

Inspection

We inspect RSLs and local authority housing and homelessness services. You can see published reports of completed inspections here.

A number of organisations are included in the programme of inspection for the coming year.

Consultations

We publish consultation papers, many of which will be relevant to lenders, and we appreciate any comments you have.

External links

A full list of links to other websites can be found here.